This course is made for bank practitioners from front office, back office and central units who are confronted with credit risk. By attending this practical and informative course, you will be able to understand credit risk in all its facets, quantitative and qualitative ones. When assessing the credit risk of an SME you are overwhelmed with information.
The course helps you to structure the information and focus on the crucial risk drivers, so you can develop an integrated strategy for the identification, analysis and mitigation of credit risks, both on client as well as portfolio level. In addition, the course develops an understanding for the organizational aspects of a bank’s credit business with regard to structures and processes.
This enables financial institutions not only to manage credit risk, but to do it in an efficient cost saving manner. The course participants will discuss the latest international developments in credit risk management and supervision. Through interesting case studies and exercises, delegates develop a new approach to complex analytical tasks. During group work the participants will have the chance to build a network with other practitioners which will help to exchange ideas and solutions on credit risk management in future.
- Get a better understanding of international supervisory requirements on credit risk management (incl. Basel II, Basel III and Basel IV)
- Understand the key drivers for credit loss at portfolio level and Learn about efficient and practical risk management tools at portfolio level
- Learn about advanced methods of quantitative credit risk modelling
- Practice financial and non-financial analysis of credit risk at client level – especially for SMEs
- Learn about optimal structures and processes in credit business
Who Should Attend?
The training is ideally suited to anybody in a corporate banking environment, including relationship managers and support staff who deal directly with customers in their roles. Additionally, staff in credit sanctioning or credit administration roles will benefit from attending. Ideally, attendees will not be new-to-role, as the training is not aimed at foundation level. However, if they have experience of working with financial statements, then exceptions can be made.