This course serves as an introduction to life-cycle investing. It covers the lifestyle choices faced by the individual over his/her life (the prudent conduct of which leads to early achievement of the elusive financial security goal - FSG), and the nuts and bolts and principles of investments. The individual has four distinct phases in his/her life (the life-cycle phases): 0 – 20: newborn to adulthood; 20 – 40: adulthood to maturity; 40 – 60: maturity to seniority; and 60 – 80+: seniority to exodus. Each phase has its unique lifestyle choice-variables and therefore unique codes or rules that need to be recognised and adhered to in order to achieve the FSG as early as possible, and to preserve assets until exodus. Investing also has distinct codes, rules and principles that need to be acknowledged.