Agricultural Credit Analysis and Risk Management

This course is designed to enhance the knowledge and skills of agricultural credit managers in credit analysis and risk management. At the end of the training, participants should be able to:

• Appraise credit needs of clients;
• Identify major risks in agricultural credit;
• Identify strategies to mitigate risk; and
• Measure portfolio quality.

Content

• Overview of credit management
• Project appraisal for credit delivery
• Client's credit needs analysis
• Portfolio quality measures
• Credit delivery methodologies
• Understanding risk in agricultural enterprises/projects
• Asset and liability management
• Challenges of loan analysis
• Fraud prevention and detection
• Internal control measures
• Application of ICT to credit analysis and risk management

For Whom:

Operation Managers, Accountants, Credit Officers, Risk Managers, Internal Auditors and other professionals in the Agricultural and Rural Financial Institutions including Micro-finance Banks.

Training Methodology

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.