Fundamentals of Microfinance Banking Course

• To achieve an understanding of key issues of microfinance
• To obtain knowledge about the importance of designing the appropriate methodology and other suitable products
• To determine minimum requirements (benchmarks) for microfinance practitioners
• To provide basic knowledge about sustainability issues and performance 

Content

• Understand and define the key concepts of microfinance and methodologies.
• Analyse a microfinance institution according to basic performance indicators in view of outreach and sustainability.
• Define benchmarks for microfinance institutions.
• Why and how of microfinance
• The concept of microfinance
• Target groups
• Lending methodology and loan processes
• Savings services and linkages
• Financial intermediations
• Performance indicators
• Sustainability issues
• Effective planning within the organization
• Annual operating plans and budget
• Developing strategic plans
• Controlling operating costs
• Understanding the operational challenges framework for Microfinance Banks
• Learn about tips/tools for operating a Microfinance Bank
• Prepare a draft structure for a Microfinance Bank
• Environment challenges
• Adoption of methodology
• Organizational structure/government
• Human resources management
• Efficiency and viability aspects

Training Methodology

The training methodology combines lectures, discussions, group exercises and illustrations. Participants will gain both theoretical and practical knowledge of the topics. The emphasis is on the practical application of the topics and as a result participant will go back to the workplace with both the ability and the confidence to apply the techniques learned to their duties.